Digital Fact-Checking Tools for Financial Information Fraud Verification and Prevention

The article examines the essence, types, and functional role of digital fact-checking tools for financial information verification and fraud prevention. It is established that the contemporary information environment is characterized not only by an increasing volume of accessible financial data, but also by the proliferation of manipulative messages, pseudo-analytical materials, unreliable digital platforms, fraudulent schemes, and high-risk investment offers. It is argued that traditional financial analysis alone is no longer sufficient for informed decision-making and fraud protection, as verification is required not only for numerical indicators, but also for the source of the message, the legal status of the entity, regulatory authorization, the presence of sanctions or warning signals, and the digital authenticity of the web resource. The article clarifies the conceptual foundations of digital fact-checking and proposes an authorial interpretation of Digital Fact-Checking Tools in general and, more specifically, Digital Fact-Checking Tools for Financial Information Verification and Fraud Prevention. The main groups of such tools are systematised, including official corporate disclosure and filing tools, legal entity verification tools, regulatory authorization and warning-list tools, sanctions and risk-screening tools, source and domain authenticity tools, visual verification and prior-debunking tools, and AI-assisted analytical and data-quality tools. Their practical role in financial information verification and fraud prevention is revealed. An innovative multi-stage algorithm for financial fact-checking is proposed, together with a credibility assessment model for evaluating the reliability of financial information. It is proved that effective financial information verification and fraud prevention should rely on the integrated use of documentary, legal, regulatory, technical, contextual, and analytical verification instruments.
Keywords: Digital Fact-Checking; Financial Information Verification; Fraud Prevention; Information Credibility; Financial Misinformation; Digital Verification Tools.