A Secure Payment Protocol

Mark Cummins

Research output: Contribution to journalArticlepeer-review

Abstract

iBank is a business model and a set of protocols allowing customers to pay owners and retailers of information. This paper outlines this new electronic commerce mechanism specifically designed for micro-payments. The iBank scheme employs a proof of transaction but is unique in the way the payment commitment is distributed. The remainder of this paper explains in detail the full payment protocol that has developed; this includes all aspects of the protocol, including how the protocol handles disputes.
Original languageEnglish
Article number7
JournalITB Journal
Volume4
Issue number1
DOIs
Publication statusPublished - 2003
Externally publishedYes

Keywords

  • iBank
  • micro-payments
  • SET

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